Categories
Morgan Dollars
Collectible Coins
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Investment risks
All investments involve risk – investing in gold and silver bullion coins, bars and rounds are no exception. The market for gold and silver bullion is speculative, highly volatile and subject to sharp price movements both upwards and downwards. Investing in gold and silver bullion is considered a high risk investment that is not suitable for everyone. The spot price on the world market is affected by many economic and political factors as well as basic laws of supply and demand that can alter market sentiment overnight. Investors should have adequate cash reserves and disposable income before considering a gold or silver bullion investment. Be aware that just as the price trend of gold and silver bullion can appreciate for long periods of time it can also decline in value over long periods of time.
You shall indemnify and hold harmless Westminster Mint and its affiliates, directors, officers and shareholders from and against any and all costs, damages, expenses, liabilities and obligations, including, without limitation, reasonable attorneys' fees, that you may incur as a result of, or in connection with, (a) any breach of any representation or warranty made by you to Westminster Mint or (b) your failure to comply with this User Agreement or the policies adopted by Westminster Mint.
All items are subject to prior sale and to being sold out. Westminster Mint reserves the right to cancel orders at any time and for any reason and to refund the original purchase price to the customer.
Terms and conditions of
orders
Once you have placed your order to buy or sell
gold or silver bullion online with Westminster Mint you have entered into a
binding agreement. When ordering online, the price at which your order is submitted is the
final - locked-in price. Your order confirmation will be in your return email. You
must ensure that your payment is received by Westminster Mint within three business
days.
When selling gold and silver bullion to
Westminster Mint, once we have issued a confirmation number, the price is locked in for
you and the transaction may not be cancelled, but only offset at our current buy
price. We require all purchases to be shipped to us by the end of the following business day
and that you supply us with a tracking number so we know the product is on the way. If
you provide us with the registered mail or tracking number by email or phone and we do
not receive the items within 5 business days and the delay is due to the USPS, UPS or
Federal Express, we will extend the deadline on a case by case basis.
Payment Options
Westminster Mint accepts payment by credit card,
bank wire, certified check, cashiers check, money orders or personal check. Credit
card orders are reviewed on an order by order basis. Large credit card orders may be
subject to additional documentation or screening and are subject to our
approval. We can only ship orders paid
for by credit card to the
billing address of the credit card. We
recommend paying by one of the other methods on orders more than $1,000.
Holding period of Cashiers checks, Certified checks and
personal checks
We hold all checks and money
orders for 10
business days from the
date of deposit regardless of when the check clears your
bank.It then takes a further 1-3
business days to ship your order.
Direct bank wire transfer is
recommended. The minimum order size
for Direct bank transfer is $2,000.
Payment Instructions
Payment instructions are detailed on this website and will be sent by
email after you place your order. Westminster Mint reserves the right to cancel
orders that do not meet our requirements. Westminster mint does not accept C.O.D. orders or
cash. We reserve the right to refuse or cancel any order deemed questionable or of
significant risk to Westminster Mint regardless of payment method and price
confirmation.
Cancellation of Orders
Once we have issued a confirmation number, all prices
are locked-in whether buying gold or silver bullion from us or selling to us. It is not our intention
to enter into buying and/or selling transactions, accepting the risks involved only to
have them cancelled. However, we realize rare situations happen where orders need to be
cancelled. Should you elect to cancel and/or offset your order, you must do so during
normal business hours of 8:00 –5:00 CST Monday – Friday. All cancellations may only be
approved over the telephone, at which time you will be given a cancellation number. At
that time, if any market loss to The Westminster Mint has occurred, it will be
calculated and added to the $50.00 cancellation fee. If applicable, you may elect to pay any
market loss by credit card at that time or, we will invoice you in which you will
have thirty days to pay the amount due in full. in full. Any market gain on
cancellations shall remain the property of Westminster Mint. Failure to pay
for an order or to deliver the precious metals to us
when selling will lead to the
termination of the account and no further orders will be
accepted.
Market loss Policy
When purchasing from Westminster Mint, once we have issued a
confirmation number, the price is locked in for you and the transaction may not be
cancelled, but only offset at our current ask price. Any deficit between the price at which we
sold to you and the offsetting purchase price and/or prices, is your responsibility only
if your item(s) is cancelled or returned. That amount will be charged to you, plus a
$50.00 cancellation fee. That is our Market Loss Policy. Any market gain on cancellations
shall remain the property of Westminster Mint.
When selling to Westminster Mint, after we have issued a confirmation
number, the price is locked in for you and the transaction may not be cancelled,
but only offset at our current buy price. Any deficit between the price at which we
bought from you and the offsetting purchase price and/or prices, is your
responsibility if we do not receive your items That amount will be charged to you, plus a $50.00
cancellation fee. Any market gain on cancellations shall remain the property of
Westminster Mint, Westminster Mint reserves the right to refuse an order when the
confirmed price is incorrect, due to computer-related problems, pricing error, incorrect
item descriptions or sudden movements in the precious metals market.
Furthermore, we reserve the right to refuse or cancel any order deemed questionable, suspicious or of
significant risk to Westminster Mint regardless of payment method and price
confirmation.
Electronic order entry risk disclosure and
disclaimer
Westminster Mint specifically disclaims any liability or
responsibility for orders placed via theWestminster Mint online shopping cart, for any loses or direct,
indirect, consequential or incidental damages which you may recognize or incur as a result of
the use of the Westminster Mint online shopping cart. Further, Westminster Mint
specifically disclaims any liability for the interruption, cancellation or other termination
of the online shopping cart.
Limitation of liability
All orders placed through the online shopping cart system are taken
on a best efforts basis.Westminster Mint shall not be responsible for errors, negligence or
inability to execute orders. Nor shall Westminster Mint be responsible for any delays in the
transmission, delivery or execution of customer's order due to breakdown or failure of transmission or
communication facilities, or to any other cause or causes beyond Westminster Mints control or
anticipation.
Possible system failure
Shopping cart order entry systems have been designed to provide an
efficient and dependable method for entering orders. Commercial Internet service providers are
not 100% reliable and a failure by one or more of these providers may affect Internet based
order entry. The customer acknowledges that the order entry system is a mechanical
system and as such may be subject to failure beyond the control of Westminster Mint. The
customer acknowledges having read and understands the order entry system risk disclosure
and disclaimer.
Warranty
Westminster offers these items as collectibles to be enjoyed for their history, artistic beauty and often limited availability. Westminster Mint expresses no opinion on the soundness as an investment of coins, medal or other numismatic items. We are not investment advisers. Market price may fluctuate with market conditions, the condition of the item, content value, grade, demand and supply, and other things. Past performance is not a guarantee of future potential values. Rare coins, souvenirs, mementos, and sometimes medal, often cannot be sold quickly. These items sometimes appreciate in value and sometimes depreciate in value even possibly to zero. All items are guaranteed genuine unless stated and described as a replica or copy or restrike. The title to all items is good and its transfer is rightful. The items are delivered free from any security interest or other lien. The items ordered can be returned to us for any reason within 30 days from the time the coins are delivered to you. Westminster will refund 100% of the purchase price excluding shipping
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